Terms of Service

Last updated: November 28, 2025

1. Introduction

Welcome to LumonQuote ("we," "us," or "our"). By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully.

2. Use of Our Services

You must be at least 18 years old to use our services. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

3. Subscription and Payments

Our services are billed on a subscription basis. You will be billed in advance on a recurring, periodic basis (such as monthly or annually), depending on the subscription plan you select. Your subscription will automatically renew at the end of each billing cycle unless you cancel it.

4. Content

You are responsible for the content you create and store using our services. You grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display the content solely for the purpose of providing and improving our services.

5. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

6. Limitation of Liability

In no event shall LumonQuote, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide at least 30 days' notice before any new terms take effect.

8. Contact Us

If you have any questions about these Terms, please contact us at support@lumonquote.com.